Expense Management

Do you regularly spend more than what you earn? Do you think it is an issue which needs attention?

If you regularly spend more than you earn, it will eventually lead you to a "debt trap". A debt trap is a condition, where whatever you earn will be used to meet your loan obligation (interest + capital repayment). This will leave no money for investments and will be detrimental for your financial future.

The service covers designing a spending plan tailor made for you. Together, we will identify the "necessary" versus "impulsive" spending in your regular expense schedule. We will counsel you for 3 months, to ensure that you’re spending are as per the plans. The outcome of the session is development of a disciplined spending habit.

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  • I must convey that they are very much devoted with their work. They chase and liaison with the concerned department meticulously. At the end they are meant for results not for gossip or story-making. Regards

    Dr. Anup Kumar Ghosh.
    (Director, S.D. College of Management, Panipat)
  • Found the investment advice and EPF services very useful.

    CA Purnojit Chatterjee.
    (Manager Business Planning, Shell, Chennai)

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